Asset Management

How do you place a value on your time and peace of mind?  At WealthWise we understand that managing your own assets takes a lot of your time and can often seem overwhelming. This is especially true in today’s markets where changes occur so quickly and investors need to be ever more diligent with their investments. At WealthWise we can help you to free up more of your time to do the things you really love. Our advisors have the expertise and knowledge to provide you with clear direction and plan for your investments and your future.

At WealthWise, we strive to give you a peaceful night’s sleep, knowing that your investments are working for you in the allocation and the right securities. We understand that these are your assets that you have worked hard to acquire and you need these assets to continue working hard for you to achieve your financial goals. 

Your asset management team begins with understanding your goals, risk tolerance, preferences, expectations, tax consequences, investment knowledge, and unique circumstances. Then, they develop an investment strategy that is right for you – tailored especially for you based upon your financial plan, goals, and risk tolerance. We do not have a standard set of portfolios based upon your stage of life. You are not a cookie and your portfolio should not be based upon some cookie-cutter formula. You, your goals, assets, and risk tolerance are unique. Your portfolio should be developed uniquely for you!

From the investment strategy, your asset management team makes investment selections to fill your portfolio allocations with the right mix of assets to provide above average returns consistent with your risk tolerance while minimizing the erosive impact of inflation and taxes. We perform quantitative analyses and back tests on your portfolio to give the best indication of expected performance.

At WealthWise, we realize that the securities we choose to fill the portfolio are what create the returns you will live off of tomorrow.  Therefore, we extensively research mutual funds and ETFs (exchange-traded funds).  As we are a fee only firm, we do not limit available securities to our clients by aligning with a few mutual fund companies. We have literally thousands of mutual funds and exchange traded funds (ETFs) to choose from. While mutual funds and ETFs are preferable to most clients due to cost efficiency and diversification, we can also invest in individual stocks, bonds, and other investment alternatives.

We are a boutique firm and do not provide the “hot stock pick of the day.” We believe in a long-term approach to wealth-building, consistent with what most billionaires like Warren Buffet recommend.  Since this is your portfolio, we include you in the decision making process. We are partners in your financial future and we want you to know what you are invested in and to feel good about how your investments are working for you. Therefore, we discuss alternatives for your portfolio and, once agreed, we begin investing the in the chosen assets in a methodical process.

Once your portfolio is fully employed in the chosen securities, we remain your partner.  In some ways, the work just now begins.  We constantly monitor your portfolio and rebalance as needed to make sure that the portfolio allocation remains on course. We ensure that individual securities are performing as expected and make sure to keep abreast of any changes in the securities that may impact your portfolio. We constantly evaluate new investment opportunities to see if they are appropriate for you.

One of the most important parts of managing your assets is measuring how your portfolio is doing overall and how well the individual securities are working together. After all, we put painstaking effort into building just the right portfolio – we must ensure that the portfolio performs as expected or make revisions. As such, we measure your portfolio against expected performance and appropriate benchmarks.

We report on your portfolio at least quarterly and more as requested.  Our wealth managers are available to you at any time. In addition, if you began as a financial planning client, we update your financial plan annually free of charge. Only a true financial partner with your best interests would provide annual plan updates free of charge.