Wealth Management

At WealthWise, we believe one of the biggest differences we can make is managing your assets for your financial future. Whether you are a current financial planning client or begin our partnership with wealth management, we realize how important the assets you have worked so hard to acquire are to you and your financial security. Our goal is to grow those assets over the long term so that they will be there for you to realize your future needs and dreams. As such, we seek to achieve above average rates of return commensurate with your individual risk tolerance while minimizing the erosive effects of inflation on your asset base.

To achieve your financial goals, we take a long-term, disciplined approach to developing your portfolio and selecting securities in accordance with Modern Portfolio Theory. This means that we strive to develop a portfolio that will maximize return for your determined level of risk tolerance. Although we follow markets and economic trends constantly, we believe that adherence to a prudent investment strategy managed for the long-term is the foundation for building wealth. Preoccupation with short term results and deviation from a prudent plan of investment based upon short term results is a major pitfall of investors which, in most cases, lead to losses.

If you have had a financial plan prepared, our asset management services begin with plan implementation as it relates to investing your assets. If you do not have a plan, we work closely with you to understand your goals, risk tolerance, preferences, expectations, tax consequences, investment knowledge, and unique circumstances. From this we combine our extensive financial planning knowledge to develop an investment strategy to fit your needs. We discuss this strategy in detail with you to ensure that you understand where your funds will be invested and how they will work for your future.

Investment selection is based upon rigorous research to combine the best mutual funds and ETFs (exchange-traded funds) to meet the expected return and risk tolerance in your investment strategy. Our research weeds through thousands of funds to find funds and fund managers with demonstrated superior risk-adjusted returns. We primarily use no-load mutual funds and ETFs because we believe that they provide superior diversification, professional management, and cost efficiencies. We can invest in stocks, bonds, and alternative investments as requested by the client.

Once you are fully invested according to your investment strategy, we continually monitor your portfolio, measuring performance against expectations and benchmarks. We provide quarterly reports (more frequently, if requested) on your portfolio performance and evaluate new investment opportunities on your behalf. We rebalance your portfolio for you as needed and update your investment strategy and allocation as the economy changes, your risk tolerance changes, or your objectives change. In addition, if you have a financial plan with WealthWise and become an Asset Management client, we update your plan annually free of charge – just another way we partner with you to achieve your financial goals.

To achieve your financial goals, we take a long-term, disciplined approach to developing your portfolio and selecting securities in accordance with Modern Portfolio Theory. This means that we strive to develop a portfolio that will maximize return for your determined level of risk tolerance Although we follow markets and economic trends constantly, we believe that adherence to a prudent investment strategy managed for the long-term is the foundation for building wealth. Preoccupation with short term results and deviation from a prudent plan of investment based upon short term results is a major pitfall of investors which, in most cases, lead to losses.

If you have had a financial plan prepared, our asset management services begin with plan implementation as it relates to investing your assets. If you do not have a plan, we work closely with you to understand your goals, risk tolerance, preferences, expectations, tax consequences, investment knowledge, and unique circumstances. From this, we combine our extensive financial planning knowledge to develop an investment strategy to fit your needs. We discuss this strategy in detail with you to ensure that you understand where your funds will be invested and how they will work for your future.

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